Top Deals #4: Solar — Not All Solar Is Created Equal, See What Many Homeowners Miss

Solar energy now costs far less than fossil fuels — but there are a few pitfalls.

Nov 11, 2025

Why Millions Are Going Solar

Solar energy now costs far less than fossil fuels

It’s transforming how families power their homes. With federal and state incentives, solar power is 10%–50% cheaper than traditional utility rates across the U.S.

By switching to solar, you can:

Save tens of thousands on utility bills
Lock in a lower rate and avoid endless utility price hikes
Protect the planet while building long-term financial security

As energy demand continues to rise, take control of your power — and your savings.

Energy independence for every home

Add battery storage and keep your lights on during outages — often included through free installation programs backed by state and federal incentives.

Top Solar Misunderstandings and Risks

Solar is a really rare purchase, which has a design life period of 25 years. Learning from past expeirence is hard. That’s why we’ve summarized the most common misunderstandings and risks homeowners face when going solar — and how Hummie helps you avoid them.

The real risk of going solar

The biggest risk isn’t the panels — it’s the company behind them.

Solar systems last over 25 years, but if your installer disappears, who will support you?
That’s the hard lesson learned across the industry over the last decade.

That’s why Hummie only partners with top-tier, financially strong national installers — companies built to support you for the long run.

The solar misunderstanding: national vs local installers

Solar is still a young and rapidly growing industry. As the market continues to consolidate, many smaller local installers may eventually disappear.

Today, there are thousands of local solar installers — but fewer than 10 stable, reputable national installers. In most cases, national installers offer:

Stronger financial stability
More competitive and consistent pricing
Reliable long-term warranties and customer support

Choosing the right partner isn’t just about panels — it’s about ensuring decades of protection and service.

The solar misunderstanding: purchase vs leasing (PPA)

Many homeowners still believe solar requires a large upfront investment. In reality, there are four flexible solar purchase options:

Cash purchase
Prepaid lease
PPA (Power Purchase Agreement)
Loan financing

Surprisingly, most homeowners have already chosen PPA or leasing options even before the federal tax credit phase-out. With the end of the 30% cash-purchase tax credit, leasing has become the mainstream choice for going solar.

Thanks to today’s solar financing options, you can go solar with no money down.
If your credit score is 650 or higher, you may qualify instantly. Plus, federal and local incentives cover up to 50% in tax credits, including costs for roof or electrical panel upgrades.

Note: Cash purchases will no longer qualify for federal credits after Jan 1, 2026, but leasing (PPA) programs are extended through the end of 2027, with some providers eligible up to 2030.

The Hummie Differences

Better services

Energy consultants on the Hummie platform have 10+ years of experience guiding solar projects. They represent top national solar brands — including Sunrun, Tesla, and Goodleap — connecting families and businesses with the most reliable and trusted providers.

Better prices

For every solar project, your consultant will present up to five competitive bids from top-rated installers — ensuring you get the best value available.