[archive] Top Deals: Immigration — Time is running out, EB-5 the Most Reliable Route for Immigration and Career Planning

Growing risks for student and H-1B visas.

Nov 08, 2025

There used to be a clear path to immigrating to the United States: Study → H-1B Work Visa → Green Card. But things are changing.

The number of students studying in the U.S. has been declining for consecutive years, and U.S. universities are tightening admissions for international students.
The H-1B lottery has shifted to a wage-based system, drastically reducing the chances for new graduates.
Employer sponsorship costs have soared to nearly half of applicants, many companies abandon foreign worker sponsorships.
Visa reviews are becoming stricter, renewals harder, and risks and uncertainty around status are rising significantly.

EB-5: The Most Reliable Path to U.S. Immigration and Career Development

Unlike temporary visas such as the H-1B, the EB-5 program leads directly to a U.S. permanent green card — no employer sponsorship, no degree or lottery restrictions. It provides investors, their spouses, and minor children with a clear, employer-free path to permanent residency.

Since the implementation of the EB-5 Reform and Integrity Act (RIA) in 2022, investors from some countries, such as mainland China, have entered a rare period of no visa backlog.

Why EB-5 Is a More Stable Route?

Fastest Green Card Path:
The EB-5 Regional Center Program provides investors, spouses, and dependent children with a direct and employer-free route to permanent residency.

Family Security and Flexibility:
Children can freely study and work in the U.S. without relying on an employer’s willingness to sponsor, giving the family greater independence and flexibility.

Predictable Investment vs. Employer Risk:
Compared with H-1B, which is subject to employer policies, lotteries, and visa quotas, an $800,000 EB-5 investment is a controllable and strategic choice for your family’s future — backed by thorough project due diligence, far more stable than relying on employer sponsorship.

EB-5 Processing Times Continue to Accelerate

Traditional study, H1B and green card processes take an average of 10 years. The new EB-5 is much faster.

Rural Projects: Priority processing — average I-526E approval in 3–9 months.

Non-Rural Projects: Processing time around 24–36 months.

Green Card Issuance: After I-526E approval, families typically receive conditional green cards within 1–9 months through adjustment of status or consular processing.

Current Window: One-Year Countdown

The EB-5 Regional Center Program is authorized through September 30, 2026.

Before then:

Stable policy
Sufficient visa quota
Accelerated processing

Once new immigration policies or a “Golden Card” system are introduced, EB-5 costs and visa quotas may be restructured — closing this rare window of opportunity.

The Biggest Risks in EB-5

Over the past two decades, many EB-5 investors — by some estimates, over 70% — have faced “double-loss” risks:

Capital not returned or project defaults
Green card denials — or both

With the current fast-track policy set to expire soon, policy uncertainty is once again increasing.

Now is the time to act — while stability, speed, and opportunity remain aligned.

The Hummie Differences

Better services

EB-5 partners on the Hummie platform hold both U.S. immigration licenses and government-issued lending licenses, ensuring unmatched fund security and transparency.

15+ years of operational history across 48 U.S. states
100+ successful projects with 100% full repayment records
Government-regulated lending institution — compliant, secure, and low-risk
100% approval rate for I-526 / I-829 petitions — zero investor loss, zero litigation

Better prices

When your investment is protected by strict compliance and proven fund management, it’s worth hundreds of thousands in reduced risk and peace of mind.